Archive for the ‘Identity Theft’ Category

Breaking the Misnomers of Social Security

One’s social security number is a string of numbers that identify an individual. The social security system was formed precisely to offer protection and security to an individual through benefits and such. However, in the past few years, one’s social security number has proven to be the cause that threatens both one’s personal protection and security.

Identity theft continues to be a threat to many individuals in America and across the globe. Unfortunately, although the social security number is supposed to provide one with security, it has been found most often to be the cause of identity theft. For this reason, one must be very careful in giving out one’s social security number to prevent identity theft.

Of course there are extreme measures available like shredding all official documents that contain sensitive information such as one’s social security number before disposing of them in your garbage can. This is done to prevent thieves from finding this essential information in your trash. It is kind of extreme though because this scenario seems straight out of a recent Hollywood offering but it does happen and in this case, it is better to err in the side of caution than suffer the tremendous headache, confusion and gigantic problems that besiege victims of identity theft.

However, there are other simpler ways of protecting yourself from identity theft from misuse of your social security. As much as possible, don’t carry documents with you with sensitive information like your social security number in your wallet. Find some other safe place to put it. Seems tedious yes but if your wallet is stolen, all your valuable numbers are left vulnerable to unscrupulous thieves who can compromise your identity.

The best time to learn about Identity Theft is before you’re in the thick of things. Wise readers will keep reading to earn some valuable Identity Theft experience while it’s still free.

A much simpler way of protecting yourself against identity theft through your social security number is by simply being careful when giving it away. Remember that mostly, only government agencies have the right to ask for your social security number. Don’t readily give it away to prospective employers. Make sure you’ve got the job first before giving your social security number away. Also, there will be some retailers that will require you to give information such as your social security number.

Unless you feel totally confident in the retailer’s security, don’t give them your social security number. Remember that other than government agencies, no one else should be given your sensitive numbers although some may ask for it. For instance, banks and other financial institutions may need your social security number to check on your credentials. This is not completely secure but some institutions will offer identity theft protection for a fee and perhaps it’s better to do business with financial institutions like these for proper risk management.

However, there may be some retail outlets, like video stores and the like that will ask for your social security number. Think twice before giving it away. Yes they may deny you their services if you don’t comply but there’s no reason for you to choose establishments that force you to compromise your security and cause you to be vulnerable to identity theft.

Your best protection against identity theft is caution and knowledge. Know your rights. Know the rules and regulations that are out there that should protect you and keep abreast of the dos and don’ts of giving away sensitive information like your social security number. To learn and understand more about identity theft through social security numbers, point your browser to www.ssa.gov Here you will find a rich resource on anything and everything to do with identity theft and there are special links and articles specifically on identity theft through social security numbers.

When word gets around about your command of Identity Theft facts, others who need to know about Identity Theft will start to actively seek you out.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO

Tips to Prevent Identity Theft

The time it takes for a victim to recover from identity theft can be extensive, and while the wounds aren’t physical, they are psychological and life-changing in several ways.

Identity theft occurs when someone steals personal information and pretends to be you to obtain credit cards, loans, and even jobs by using your work references.

Identity thieves only need to know your Social Security number, name, and address to wreck your good credit. Using easily accessible public records, they can learn your place of employment, date of birth, and mother’s maiden name. They can open a credit card account and immediately charge up to the limit with no intention of paying.

Credit cards can be obtained through banks and credit unions as well as chain stores. Many offers for “pre-approved” credit cards come in the mail.

Getting a credit card issued by department stores is simple. Only two forms of ID are required: a driver’s license with a picture ID and a second identification, like another credit card or your Social Security card.

What steps should you take to protect your identity with credit cards?
Ask stores at which you are applying for credit how they safeguard credit applications. Ensure that they are treated as secure documents.

Ask businesses how they store and dispose of credit card transaction skips. Ensure that proper safeguards are in place to treat these documents securely.

Never giver credit card numbers or other personal information over the phone unless you initiate the call. Even if you initiate the call, ensure that called party is not using a cellular or other mobile phone.

I trust that what you’ve read so far has been informative. The following section should go a long way toward clearing up any uncertainty that may remain.

Carry only the credit cards needed for the current trip. Most people carry all their credit cards with them at all times.

The garbage bags are not secure place for old or pre-approved cards. Tear them up before throwing them away. Thieves can retrieve these documents and open credit accounts with new addresses.

Keep a list or photocopy of all credit accounts, along with expiration dates and phone numbers to call in case of theft. Keep this list in a secure spot at home.

When you purchase items with credit, always take your credit card receipts with you. Never toss them in a waste basket.

Do not have boxes of new checks delivered to your home. Arrange to pick them up at the bank or credit union.

Do not write credit card numbers on checks.

If you have applied for a new credit card and it does not arrive, contact the issuer.

Avoid giving credit card numbers over the phone if you are in a public place. Even at work, others may overhear and use the information.

You can’t predict when knowing something extra about Identity Theft will come in handy. If you learned anything new about Identity Theft in this article, you should file the article where you can find it again.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO

How Your Online Identity Can Cause Harm?

The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.

Who will not avail convenience of online services if you have the facilities for it? Being online has made two dimensions of physical and virtual lives, working to meet and accomplish business negotiations. Online transactions saved amount of time and effort like no other methods can. It has a complex yet very lucrative system all business people will avail for better services. The convenience itself is the beginning of horror.

Identity theft cases happen when another person gets access to use private information not belonging to them. In the United States, the highest cases come from age ranging 30 to 39, obviously those from the group of productive working class.

Identity theft cases are estimated to be 700,000 people each year, an alarming number where each will spend an average of $1000.00 for the damage. Imagine the disaster if each of these people will spend 3 days clearing themselves instead of personally earning. It only means how menace the crime is killing an economy while creating a long-term struggle of recovery.

Identity theft cases happen on several unsolicited events:

? Losing wallets or belongings containing important identity codes

? Reputation of being famous financially

? Having bank and credit card accounts

The best time to learn about Identity Theft is before you’re in the thick of things. Wise readers will keep reading to earn some valuable Identity Theft experience while it’s still free.

? Simply living in the world with records of your identity

Actually this crime on identity theft is possible to happen anytime and anywhere to people who are simply living peacefully. It is quite ridiculous to hear about a mother clearing her 3-year old child in an identity theft case for 3 years! The most irksome about this crime is when it happens without one’s knowledge, like when the stolen identity is used by another person to seek employment. All dues and taxes will be accountable to the real owner of the identity. A thief using someone else’s identity is obviously doing it for unwarranted squandering of assets and financial savings for whatever selfish purpose it will serve him.

Is security in the online world hopeless?

A high caliber business company will always protect the interests of its customers. Though identity theft cases left many victims alone, hurdling to claim innocence, companies never stop finding security alternatives even to the point of hiring reputable hackers themselves to help them with their system loopholes. The hackers who did most of the illegal system interventions are the one’s who know the solution. It makes a lot of sense hiring them and turning them into constructive allies for the benefit of many people. There are accounts of success stories about this.

Internet security starts individually. One must not carelessly give identity in all web forms they encounter in every visited websites. Being in the Internet means being responsible for every data transfer in every keyboard interaction. Every site visit means you are exposing your Internet Protocol (IP) address, where webmasters can look through history and online traffic, enough to know you through location and service provider.

The existence of the track records, innocently created by simple browsing, enables crime makers to intervene through your codes to your local computer. On the contrary, reputable sites leave scripts for a simple reason of making the browsing convenient to returning visitors.

Identity theft cases are just a few consequences of online presence. It means one must continue learning and keeping abreast about Internet technology to avoid being ignorant in the cyber world. Identity theft cases are like any other crimes, it happens out of misfortune, no one really knows when. If it occurs, one must face and survive it; meanwhile, preventive measures can be done beforehand.

That’s the latest from the Identity Theft authorities. Once you’re familiar with these ideas, you’ll be ready to move to the next level.

About the Author
By Anders Eriksson, feel free to visit his top ranked GVO affiliate site: GVO

Is There a Solution for Identity Theft?

You should be able to find several indispensable facts about Identity Theft in the following paragraphs. If there’s at least one fact you didn’t know before, imagine the difference it might make.

Identity theft is getting to be a growing problem around the world. Identity theft happens when one makes use of your personal information without your knowledge to create fraud and other crimes. With the advent of the computer and the Internet, it has made such a crime more prevalent, making more and more people susceptible. Even the proliferation of credit cards and its growing use in the world today has made it easier for more criminals to commit identity theft.

Because of the big market for financial products such as credit cards, credit institutions have made it easier for people to apply for credit cards. This in turn has made it easier for people to give out their personal information that can be at risk of being stolen. Even having these credit applications available online has proven to be a big reason for the increase of identity theft. Hackers may be able to get their hands on such information that they can use for a number of crimes using an unwilling victim’s identity.

Anyone can be a victim of identity theft. If you have a credit card, you can be a potential victim. If you hand out your credit card in restaurants and other establishments, you are at risk of identity theft. Signing your credit cards may also be a way for criminals to make use of your signature for fraud.

Identity theft can also occur if you have the habit of giving your personal information over the internet. Even keeping your Social Security number on your wallet can make you a victim of identity theft once your wallet is stolen. If you leave your mails at home or in the office, anyone can steal it and may be able to get personal information from it through your credit records, bank and other bill statements.

Those of you not familiar with the latest on Identity Theft now have at least a basic understanding. But there’s more to come.

No one can be immune to being an identity theft victim. In the world that we live in today and the convenience that we give out our personal information, it only makes us unlikely victims to identity thieves. There is not a single solution to the identity theft problem. But there are ways that we can do to prevent it. All that it needs is awareness. Every one should be aware that such a threat exists.

One should be able to know the signs if someone has already stolen his or her identity. One sign would be finding discrepancies on your credit records. If you have found out that you have charges on your credit card that you haven’t known about, chances are that someone has been using your credit card. In case you find yourself experience such problems, there are some steps that you should undertake.

First of all, you should try to contact the fraud departments in order to put a fraud alert on your credit report. The fraud alert will notify the creditors to contact you before opening any new accounts under your name or making any changes on your existing account. Another step that you can take is close the account that you believe have been tampered by outside unknown sources. You should also try to file a report at the local police station. Where you think the identity theft took place.

Try also to file a complaint with the FTC that will help the agency learn more about identity theft and the problems that victims face on such circumstances. This will be able to help in formulating better solutions to the increasing identity theft problem. Awareness is the key to preventing identity theft. Being responsible for protecting how we divulge our personal information can help greatly in making us avoid being unwilling victims.

About the Author
By Anders Eriksson, feel free to visit his top ranked GVO affiliate site: GVO

How to Protect Yourself From Identity Theft

The following paragraphs summarize the work of Identity Theft experts who are completely familiar with all the aspects of Identity Theft. Heed their advice to avoid any Identity Theft surprises.

A lot of people seem to be getting worried about the rampant occurrence of identity theft. Many and many people seem to be becoming victims of such a growing threat. What exactly is identity theft and how can it do damage to our lives? It is becoming more of a problem that requires immediate solutions that can really put a stop to it. In order to be able to do something about it and protect ourselves against it, we must first be able to understand what it is.

Identity theft happens when someone you do not know begins using your personal information for fraud and other crimes without your knowledge. Criminals can get it in a variety of ways. They can steal your personal information form your credit records. They can also get it from your credit and bank statements that come by mail.

Your identity can also be stolen by simply getting your credit card number or your signature that appears on it. Criminals can do a number of by making use of your Social Security number. They can also get hold of your personal information by hacking it out on the Internet.

Criminals can do a lot of things once they steal your personal information. With your credit card records, they may be able to call your credit card issuer and make arrangements to change your billing address. Once it is done, they can then charge purchases on your account without you knowing it.

The information about Identity Theft presented here will do one of two things: either it will reinforce what you know about Identity Theft or it will teach you something new. Both are good outcomes.

And because your billing statements are being sent to a different address, it may take some time before you become aware that someone is using your card. Criminals may also be able to open up new accounts on your name and use it without paying the bills. You will realize this as a problem when the delinquent accounts turn up on your credit report.

Criminals can also establish a phone and wireless service in your name and use it as their own. They can also open new bank accounts and write bad checks on it. They can take out a loan under your name and even get new identification cards with your name but with their picture. They can also go as far as using your name to the police if they get arrested.

And in case they do not show up in court during the legal proceedings, a warrant of arrest can be issued on your name and sent to your home for a crime that you have no idea about. You can see how difficult it can be having your identity stolen. Damaging and costly consequences await any victim.

If you need protection from identity theft, all you will need is look in the mirror. Protecting ourselves from identity theft will primarily depend on us. We must be able to understand that such a problem exists and we must be very careful in giving our personal information to anyone. Our personal information has become one of our very valuable possessions. We should be able to treat it like gold. And in case evidence suggests that someone may have already stolen it, there are steps that you can take to protect yourself from further damage.

For your credit accounts, you can report it to the different fraud agencies who can issue a fraud alert on your account. This alert would notify creditors to contact you every time a new account is being made under your name. You can also have your affected credit accounts closed to stop further violations. Report also your problem to the police as well as the FTC in order to make the necessary legal arrangements and cases in the event that the perpetrators are apprehended.

Now might be a good time to write down the main points covered above. The act of putting it down on paper will help you remember what’s important about Identity Theft.

About the Author
By Anders Eriksson, feel free to visit his top ranked GVO affiliate site: GVO

How to Prevent Identity Number Theft

Imagine the next time you join a discussion about Identity Theft. When you start sharing the fascinating Identity Theft facts below, your friends will be absolutely amazed.

Identity number theft is becoming very common nowadays. In fact, the incidence of identity number theft has in increasing annually. You see and hear a lot about it from television, radio and newspapers and magazines. We see and hear about report of huge amounts of personal information being stolen by identity number thieves. The numbers being stolen include veteran number, social security number and credit card number.

Identity number thefts are one of the most controversial topics in this day and age of computers, emails and the Internet. The scariest thing about identity number theft is that it is a crime that can affect anyone. Indeed, there is great chance now more than ever that your personal information will be stolen by identity number thieves.

Therefore, the question in everyone’s mind is: How can we protect ourselves and our families from identity thieves? The first thing that any individuals wanting to be protected from identity number theft must do is to be informed and educated. Each and everyone of us should be aware of the procedure o protect our personal number from identity number thieves.

Below are some tips on how to protect yourself from identity number theft.

1. One of the best way you can do to protect yourself from identity number theft is to avoid providing personal information from individual you talk to, especially to strangers. Giving personal information to people you do not know can have very disastrous consequences for you.

2. If you are in a public place, be very discreet about the financial events happening in your life. These event include big ticket purchase, capital investments, stocks or property acquisition, etc. Talking about financial events in public can lead to unwanted interest on your finances.

Those of you not familiar with the latest on Identity Theft now have at least a basic understanding. But there’s more to come.

3. Leave you check book or check register in a safe place in your home or office. Never carry your check book or check register with you when you go out. If you must carry a check, then just bring one or two blank checks in your wallet. There have been many reported cases of identity number theft stemming from stolen check books.

4. Have your Social Security Number memorized so you wouldn’t have to carry your SS card with you always. Carrying your SS card all of the time increases the risk of it being lost or stolen. If that happen you will be making yourself vulnerable to identity number theft.

5. If you have several credit cards, do not carry all of them with you. Bring only one or two credit cards when you go out. This would minimize the chance of you credit being stolen and of you becoming a victim of identity number theft.

6. such as social security numbers, credit card numbers, bank account numbers, passwords, etc on your laptops or desktops personal computers. If you must write it down in a document then secure it with a password or delete it before turning off your laptop or personal computer.

7. Avoid charging a high bill on one credit card. This could lead to unwanted attention on your finances. Try to use two cards on expensive purchase.

8. Limit your use of Automated Teller machines (ATM). When you use the ATM be sure that the person behind you does not see the transaction you are making. ATM is another hot place for identity number thieves.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO

Safeguard Against Identity Theft

The following article presents the very latest information on Identity Theft. If you have a particular interest in Identity Theft, then this informative article is required reading.

Minimize your risk that someone will get their hands on enough of your information to steal your identity.
Melanie Cullen

Unfortunately, phishing is a growing way to steal someone’s identity. And it’s only one way. Identity thieves can take your personal information from your mail box or your home. They can steal your wallet or purse, or convince you to give out personal information. We all have to be on our guard.

Identity theft is the fastest growing white-collar crime. It happens when an identity thief obtains some pieces of your personal information. The thief then uses the information about you?without your knowledge?to commit fraud or theft. The identity thief is disguised as you. The trail leads back to you.

Internet scammers casting about for people’s financial information have a new way to lure unsuspecting victims; it’s called ‘phishing’. Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security Number, passwords, or other sensitive information.

According to the Federal Trade Commission (FTC), phishers send an email or pop-up message that claims to be from a business or organization that you deal with — for example, your Internet Service Provider (ISP), bank, online payment service, or even a government agency. The message usually says that you need to “update” or “validate” your account information. It might threaten some dire consequence if you don’t respond.

So far, we’ve uncovered some interesting facts about Identity Theft. You may decide that the following information is even more interesting.

The message directs you to a web site that looks just like a legitimate organization’s site, but it isn’t. The purpose of the bogus site? To trick you into divulging your personal information so the perpetrators can steal your identity and run up bills or commit crimes in your name.

You can be a victim of identity theft even if you never use a computer. Malicious people may be able to obtain personal information (such as credit card numbers, phone numbers, account numbers, and addresses) by stealing your wallet, overhearing a phone conversation, rummaging through your trash (a practice known as dumpster diving), or picking up a receipt at a restaurant that has your account number on it. If a thief has enough information, he or she may be able to impersonate you to purchase items, open new accounts, or apply for loans.

The internet has made it easier for thieves to obtain personal and financial data. Most companies and other institutions store information about their clients in databases; if a thief can access that database, he or she can obtain information about many people at once rather than focus on one person at a time. The internet has also made it easier for thieves to sell or trade the information, making it more difficult for law enforcement to identify and apprehend the criminals.

Many people do not realize just how easily con artists can get valuable personal information without having to break into our homes. In public places, these criminals may engage in “shoulder surfing” where they will watch you from a nearby location as you punch in your telephone number or credit card number. Some even listen in on your conversation if you give your credit-card number over the telephone to a hotel or rental car company.

Even the area near your home or office may not be secure. Some criminals engage in “dumpster diving” going through your garbage cans or a communal dumpster or trash bin — to obtain copies of your checks, credit card or bank statements, or other records that typically bear your name, address, and even your telephone number. These types of records make it easier for criminals to get control over accounts in your name and assume your identity.

If you’ve picked some pointers about Identity Theft that you can put into action, then by all means, do so. You won’t really be able to gain any benefits from your new knowledge if you don’t use it.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO

Prompt Actions Against Identity Thieves

Identity Theft soars high in crime reports at the U.S. Federal Trade Commission (FTI) and other government bureaucracies; credit report agencies, Forensic Accounting firms, investigators, and other private consortiums to protect victims. Any holder of information identifiers of social security number, credit cards, bank account number, driver’s license, health care, and other financial sources is at risk. Everyone is vulnerable, offline or online. Households, telephone booths, and garbage areas are common places where criminals loiter around to look for their prey. Thieves simply want it the easiest way to earn without exerting much effort.

If a culprit gets into hands-on control of one’s number, it could be a start of a cycle of indefinite crimes against the legitimate owner, would lead the poor victim and his family into rubbles of chaos that can’t easily be repaired. A ruined reputation because of unprecedented debts thru malicious intent of someone would ruin anyone’s credibility, and totally, his life. There’s no way patching it up immediately, for criminals have all pretext to blackmail his victims pestering him further to the police.

If you’re a victim of identity theft, never loose time to research primarily in troubleshooting your problem. It is not easy, for the authorities at times will not listen. Going to agencies to get solutions entails a lot of expense. A victim will be entangled into questions of how, what, who, and where to get thru your complaint, or report. Get proper forms of applications of your complaint at the proper government agency.

Once filed, if its with the FTI, being the leading and core authority to follow-up of credit records trespassing, it has full control to *detect, by way of consistent monitoring of your financial accounts as well as your current billings; *to deter, with caution to safeguard any personal information data under their safekeeping; *defend your identification from any continuous manipulations of the suspected theft.

Sometimes the most important aspects of a subject are not immediately obvious. Keep reading to get the complete picture.

Having lost your credit account to the hands of a thief, you’ll need to hire a Certified Forensic Accountants (CrFA’s), who investigate to the in-depth of the irregularities of your figures in record that affect your monetary condition badly. It composed of CPA’s, CrFA’s, and investigators who will help you in all angles of your financial loss to the offender. Most importantly, it will handle the defenses against any repetition of identity deception.

Generally, federal prosecutors cooperate with various investigating agencies to prosecute any identity theft fraud. These are the FBI, The U.S. Secret Service, and the U.S. Postal Inspection Service.

A lot of paperwork is involved when you are filing your complaint to a definite jurisdiction of theft offense. You’ll need a series of contact files, actual conversations and written messages, discussions at the agency, dates, and witnesses, if there are any. Original copies of all documentations should be included in your files.

Send out to any office or person concerned photocopies only. A summary of what happened should be included in the report. The process is very meticulous and needs ample patience and determination. Ready your self for years of waiting before the offender will be found and proven guilty.

It would be too hard to mend a lost spirit on your part for having lost some of your economic gains that can’t be recovered in years, alongside a weakened morale. Be serious in shielding yourself against identity thieves before becoming their prey.

Now you can understand why there’s a growing interest in Identity Theft. When people start looking for more information about Identity Theft, you’ll be in a position to meet their needs.

About the Author
By Anders Eriksson, feel free to visit his top ranked GVO affiliate site: GVO

How to Prevent Identity Theft

The following paragraphs summarize the work of Identity Theft experts who are completely familiar with all the aspects of Identity Theft. Heed their advice to avoid any Identity Theft surprises.

In 1996, Mari Frank lost her identity to an internet hacker when a stranger accessed her credit report online. Ten months later, Frank, of Laguna Niguel, California, had a creditor call him about “her” outstanding debt and it was a lot, a huge lot, including payments for a red convertible that she apparently bought. What is more, the culprit found Frank’s business cards and even impersonated her.

Frank got weak in the knees and really dizzy when she heard the shocking, almost surreal news. After which she got mad as heel, and decided then and there that she would fight against these kinds of crimes if only to avenge what happened to her.

Most guides on preventing identity theft focus on steps consumers can take, such as shredding their trash and protecting their SSN. But realistically, while these steps reduce the risk of becoming a victim, there is little individuals can do to actually prevent identity theft.

True prevention resides in two arenas ? the adoption of more effective application-screening procedures by the credit industry and the implementation of responsible information-handling practices by employers. This article focuses on the latter.

Experts in identity theft report that an increasing number of cases can be attributed to the fact that some employees in companies use their connection and their position to obtain sensitive personal information of other employees, customers and even contacts and use them for illegal means. Some even disclose it to identity thieves for a price.

If you base what you do on inaccurate information, you might be unpleasantly surprised by the consequences. Make sure you get the whole Identity Theft story from informed sources.

Phishing is a type of deception designed to steal your identity. In these kinds of scams, scam artists try to get you to disclose valuable personal data-like credit card numbers, passwords, account data, or other information-by convincing you to provide it under false pretenses such as through the internet. Phishing schemes can be carried out in person or over the phone, and are delivered online through spam e-mail or pop-up windows.

One of the keys to preventing identity theft, therefore, is to safeguard personal information within the workplace, whether it’s a business, government agency, or nonprofit. Targets for identity thieves include SSNs, driver’s license numbers, financial account numbers, PINs, passcodes, and dates of birth.

Some get this information the old fashioned way: They steal your purse or wallet. Others steal official looking mail from your mailbox. Some use change-of-address cards from the Post Office to have your mail forwarded to another address typically a vacant building. They may steal garbage bags or “dumpster dive” for trash with revealing information. Fellow employees may access information from your personnel file. Bank employees have collected data from their computer databases. Others collect data from public records.

You can prevent identity theft by purchasing and using a paper shredder. It may be hard to believe, but so-called ?dumpster diving? is still practiced by identity thieves today. This means that the thief steals your garbage and rifles through it in search of old bank statements, bills, voided checks, and other paperwork that includes personal and financial information about your family. By shredding all of your mail and important papers before you throw them in the garbage, you’ll make it impossible for identity thieves to get their hands on your discarded correspondence.

When you provide information to businesses or stores, such as hotels or rental car companies, ask them if they shred hardcopies of your information before disposing of it. If they don’t, you should request to have all of your paperwork returned to you so you can discard it properly. By not shredding your information, these companies are not doing their part to prevent identity theft.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO

Insurance for identity theft victims

Identity theft may seem so far fetched but trust me it is not. With today’s technology and the growing sophistication of the world wide web, hackers and con artists are now living in a world that used to only exist in the pages of a science fiction book or a scene in a suspense-thriller movie.

This can be a major problem for anyone because not only will you have to worry about your personal properties like credit cards and bank accounts, you also have to think about the fact that someone else is using your name and your reputation to do god-knows what.

According to the FTC, there are more than 160,000 reported cases of identity fraud in the country in 2002.

Identity theft insurance reimburses the victims of identity thefts for the cost of restoring their identity and repairing credit reports. Some companies include these kinds of insurance as part of their homeowners insurance policies while others sell them as stand alone policies or as an endorsementa to a homeowners or renters insurance policies.

On average, these policies cost between $25 and $50 for $15,000 to $25,000 worth of coverage. Identity theft insurance provides reimbursement for expenses such as phone bills, lost wages, notary and certified mailing costs and sometimes attorney fees with the prior consent of the insurer.

Complaints about identity theft have surged from about 40,000 in 1992 to 750,000 in 1998, according to regulators.

I trust that what you’ve read so far has been informative. The following section should go a long way toward clearing up any uncertainty that may remain.

Las Vegan Julia Twentyfive knows all too well how identity theft can destroy your life. A thief who stole her purse used her identity to rip off others in a credit card scam. Her nightmare cost her three days in jail, $15,000 and two years of her life to straighten it all out.

Metro police say they receive up to 75 new reports of identity theft every week here in Clark County. It’s the fastest growing crime in America today. It’s just a matter of time; sooner or later we’ll all become victims.

Ted Burke is a former law enforcement agent who has spent many years dealing with identity theft victims. “They really didn’t have an antidote or way to stop the bleeding until we came about. Burke is now the senior regional vice president of Prepaid Legal Services, Inc. in Nevada. His company has offices all over North America and has now partnered with the nation’s biggest investigative agency, Kroll Inc., to provide an insurance policy for ID theft victims.

“Generally, we’ll find out if they’re a victim before they know and we’ll notify them,” Burke said.

It’s called identity theft shield, an around the clock system of monitoring your credit, restoring your identity and reimbursing your costs in case your good name is stolen and used against you. And with 1 of out of every 4 Las Vegans at risk of falling victim to this rising crime, identity theft insurance may be the closest thing our society has to a cure.

Ted Burke adds, “It gives them peace of mind. They can sleep at night knowing we’re watching their back 24-7, 7 days a week no matter where they are or what they’re doing, we’re taking care of them.”

Identity theft shield benefits will cost your family anywhere from $10 to $12 a month. Pre-paid legal Services has been in business for more than 30 years and operating in Nevada since 1989.

It never hurts to be well-informed with the latest on Identity Theft. Compare what you’ve learned here to future articles so that you can stay alert to changes in the area of Identity Theft.

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By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO




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